5. The Policy (2002)

After running up thousands of dollars in credit card debt, Murphy can't come up with a way to pay for it all...until Sparks intervenes. He takes out life insurance policies on the crew before sending them on a fatal fool's errand, and proceeds to kill Captain Murphy with a homemade tesla coil in the hot tub. However, Captain Murphy grabs Sparks as he is being electrocuted, killing Sparks as well.

Release date: 2002-11-03